What We Offer

Pak-Qatar Monthly Income Plan

Pak-Qatar Monthly Income Plan (PQMIP) focuses on Corporate and High Net Worth investors, who prefer monthly dividend under a stable Income category with an objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices.

Pak-Qatar Monthly Income Plan (PQMIP)
Fund Title	Pak-Qatar Islamic Income Fund
Fund Category	Shariah Compliant Islamic Income Scheme
Plan Title	Pak-Qatar Monthly Income Plan (PQMIP)
Risk Profile	Medium (Principal at Medium Risk)
Objective	The objective is to focus on Corporate and High Net Worth investors who prefer monthly dividend under a stable Income category with an objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices.
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Six (6) months average deposit rates of three (3) A rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Monthly
Investor Category	The Fund focuses on Corporate and High Net Worth investors who prefer monthly dividend under a stable Income category
Minimum Investment	PKR 500,000/- and thereafter PKR 500,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	A+ (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 10% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Monthly Income Plan

Pak-Qatar Income Plan

Pak-Qatar Income Plan (PQIP) focuses on Corporate and High Net Worth investors who prefer long term wealth generation and capital gain with an objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices.

Pak-Qatar Income Plan (PQIP)
Fund Title	Pak-Qatar Islamic Income Fund
Fund Category	Shariah Compliant Islamic Income Scheme
Plan Title	Pak-Qatar Income Plan (PQIP)
Risk Profile	Medium (Principal at Medium Risk)
Objective	The objective is to focus on Corporate and High Net Worth investors who prefer long term wealth generation and capital gain with an objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Six (6) months average deposit rates of three (3) A rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Annually
Investor Category	The Fund focuses on Corporate and High Net Worth investors who prefer long term wealth generation and capital gain.
Minimum Investment	PKR 500,000/- and thereafter PKR 500,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	A+ (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 10% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Income Plan

Pak-Qatar Khalis Bachat Plan

Pak-Qatar Khalis Bachat Plan (PQKBP) focuses on retail investors who prefer yearly dividend under a stable Income category. Further we offer complementary Takaful Benefits under this Plan to retailers having objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices.

Pak-Qatar Khalis Bachat Plan (PQKBP)
Fund Title	Pak-Qatar Islamic Income Fund
Fund Category	Shariah Compliant Islamic Income Scheme
Plan Title	Pak-Qatar Khalis Bachat Plan (PQKBP)
Risk Profile	Medium (Principal at Medium Risk)
Objective	The objective is to focus on retail investors who prefer yearly dividend under a stable Income category. Further we offer complementary Takaful Benefits under this Plan to retailers having objective to invest in medium to long-term income instruments as well as, short-tenor money market instruments to generate superior, long-term, risk-adjusted returns in accordance with Shariah practices
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Six (6) months average deposit rates of three (3) A rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Annually
Investor Category	The Fund focuses on retail investors who prefer yearly dividend under a stable Income category with complementary Takaful Benefits under this Plan to retailers.
Minimum Investment	PKR 1,000/- and thereafter PKR 1,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	A (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 15% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Khalis Bachat Plan

Pak-Qatar Islamic Cash Fund

The objective is to focus on generating competitive return while seeking maximum possible preservation of capital by investing in low risk and liquid Shariah Compliant instruments in accordance with Shariah Compliant Islamic Money Market Category.

Pak-Qatar Islamic Cash Fund (PQICF)
Fund Title	Pak-Qatar Islamic Cash Fund
Fund Category	Shariah Compliant Islamic Money Market Scheme
Plan Title	Pak-Qatar Cash Plan (PQCP)
Risk Profile	Low (Principal at Low Risk)
Objective	The objective is to focus on generating competitive return while seeking maximum possible preservation of capital by investing in low risk and liquid Shariah Compliant instruments in accordance with Shariah Compliant Islamic Money Market Category
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Three (3) months average deposit rates of three (3) AA rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP.
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Annually
Investor Category	The Fund focuses on Corporate and High Net Worth investors with preference for liquidity and capital appreciation
Minimum Investment	PKR 1,000,000/- and thereafter PKR 500,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	AA (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 10% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Cash Plan

Pak-Qatar Daily Dividend Plan

Pak-Qatar Daily Dividend Plan
Fund Title	Pak-Qatar Islamic Cash Fund
Fund Category	Shariah Compliant Islamic Money Market Scheme
Plan Title	Pak-Qatar Daily Dividend Plan (PQDDP)
Risk Profile	Low (Principal at Low Risk)
Objective	The objective is to focus on generating competitive return while seeking maximum possible preservation of capital by investing in low risk and liquid Shariah Compliant instruments in accordance with Shariah Compliant Islamic Money Market Category
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Three (3) months average deposit rates of three (3) AA rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP.
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Daily
Investor Category	The Fund focuses on Corporate and High Net Worth investors who prefer Daily dividend with high preference for liquidity
Minimum Investment	PKR 1,000,000/- and thereafter PKR 500,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	AA (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 10% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Daily Dividend Plan

Pak-Qatar Asan Munafa Plan

Pak-Qatar Asan Munafa Plan (PQAMP)
Fund Title	Pak-Qatar Islamic Cash Fund
Fund Category	Shariah Compliant Islamic Money Market Scheme
Plan Title	Pak-Qatar Asan Munafa Plan (PQAMP)
Risk Profile	Low (Principal at Low Risk)
Objective	The objective is to focus on generating competitive return while seeking maximum possible preservation of capital by investing in low risk and liquid Shariah Compliant instruments in accordance with Shariah Compliant Islamic Money Market Category
IPO Date	27th September 2022 to 3rd October 2022 (both days inclusive)
Benchmark	Three (3) months average deposit rates of three (3) AA rated scheduled Islamic Banks or Islamic windows of Conventional Banks as selected by MUFAP.
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Annually
Investor Category	The Fund focuses on retail investors having short term liquidity with complementary takaful benefits
Minimum Investment	PKR 1,000/- and thereafter PKR 1,000/- and above
Lockin Period	None
Entry Load	Upto 3.00%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00am to 4:00 pm Friday 9:00am to 4:00 pm
Pricing Mechanism	Forward
Dealing Days	Business Days
Fund Rating	AA (With Stable Outlook) Rating by PACRA
Shariah Advisor	Dr. Mufti Muhammad Zubair Usmani
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat & Taxation	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Up to 10% of Gross earnings of the Plan
Trustee	Central Depository Company of Pakistan
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Asan Munafa Plan

Pak-Qatar Islamic Stock Fund (PQISF)

The investment objective is to generate long term capital growth through actively managed portfolio in accordance with Shariah Compliant Islamic Equity Category.

Pak-Qatar Islamic Stock Fund

Fund Title	Pak-Qatar Islamic Stock Fund
Fund Category	Shariah Compliant Equity Scheme
Risk Profile	High (Principal at High Risk)
Objective	The objective is to generate long term capital growth through actively managed portfolio in accordance with Shariah Compliant Equity Category.
IPO Date	21st & 22nd September 2022 (both days inclusive)
Benchmark	KMI-30
Asset Manager	Pak-Qatar Asset Management Company Limited
Asset Manager Rating	Applied with PACRA
Frequency of Dividend	Annually
Investor Category	The Fund focuses on investors who prefer exposure to equity market under long term view
Minimum Investment	Initial Investment PKR 1,000/- and thereafter PKR 500/- and above
Lockin Period	None
Entry Load	Up to 3%
Exit Load	Nil
Cut-off Timing	Monday to Thursday 9:00 am to 3.00 pm Friday 9:00 am to 4:00 pm
Pricing Mechanism	Forward Pricing
Dealing Days	Business Days
Listing	In process
Shariah Advisor	Mufti Muhammad Shakir Siddiqui
Tax Implications	Capital Gain Tax and withholding tax on cash dividends as per prevailing Income Tax Ordinance, 2001.
Zakat	Zakat Deduction as per Zakat & Ushr Ordinance, 1980.
Management Fee	Accrued remuneration equal to an amount not exceeding 3% of Average Annual Net Assets, within allowed expense ratio limit.
Trustee	Central Depository Company of Pakistan (CDC)
Transfer Agent	ITMinds, a subsidiary of Central Depository Company of Pakistan
Auditor	Yousuf Adil, Chartered Accountants
Bank Account Title	CDC Trustee – Pak-Qatar Islamic Stock Fund

Advisory

*The Advisory function primarily revolves around investment advice w.r.t. equity scrips and fixed income securities, etc.